At Esskay Fincorp, we truly believe we have created a product which serves the need of self employed individuals and small businesses in India. We are a NBFC registered with RBI and started commercial operations in 1994. Traditional underwriting methods in India exclude majority of creditworthy individuals and SME’s. It is this fundamental premise on which our business is built and we have a mission to bring a social impact in this segment.
We, through our network of 211 branches and 1500 employees cater to this under-served market by adopting an innovative approach and validating the creditworthiness of the individuals and small business. We do so by looking at variety of factors such as performance, stability, social net etc instead of just focusing on financial history. Not only do we have modern underwriting methods, but we have also made our loan repayment extremely flexible by making it in tune with your business cycles. Behind the functioning of the organization, is the belief that each customer is an asset in the growth of our business.
Saath Aapke ........ Hamesha
How we are Different?
With a dynamic market orientation towards resource mobilization, Ess Kay Finance has been capable to meet the new challenges that have emerged.